Today more than 44 million Americans have outstanding student loan debt, which has become the second largest consumer debt category. All told, student debt in the U.S. now totals more than $1.5 trillion. That's Trillion with a T. Graduating with student loans and wondering "now what?" That's simple - Exit Counseling. Exit counseling provides important information to prepare you to repay your federal student loan(s). This special group session fulfills the Department of Education's requirement that all student loan borrowers complete exit counseling before graduating.